Commercial Truck Financing

Need capital for your trucking business? FinTap provides revenue based financing (RBF) to trucking companies with bad credit, good credit, and everything in-between.

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Need Help Financing Your Trucking Company?

If you’re a trucking company owner who’s worried about getting the funding you need because of a bad credit score, we’re here to tell you that you have options. While many traditional lenders turn down loan applications due to low credit scores, FinTap offers the hassle-free financing you need, no matter your credit history.

We provide personalized financing for commercial trucking companies up to $750,000 – with no up-front fees. With FinTap, you can get the commercial truck financing you need without the stress.

  • Apply in Minutes
  • No Up-Front Fees
  • Get Funding in 2 Business Days*

Commercial Trucking Financing Up to $750,000

FinTap provides revenue based financing (RBF) to small businesses. This means we provide up-front capital – up to $750,000 – based on your business receivables. That way, you get the funding you need with repayment terms you can afford.

If you are looking for simple truck financing with bad credit, FinTap is here to help you grow your fleet, hire a team, secure your office building, and more. No matter what your credit history, FinTap will listen to your story and work to get you the capital you need, fast.

How it Works

If you’re tired of being rejected by traditional lenders, it’s time to try something different. FinTap offers flexible, alternative financing with terms you can afford. We look at your business holistically to deliver the most cost-effective financing without overburdening your business with massive fees or high-interest rates.

What’s better, what you borrow will be deposited right into your business bank account so you can invest in your business right away.

  • Financing Up to $750,000
  • 6 to 12-month terms
  • No Sign-Up fees
  • Flexible Repayment Plans
  • Working Capital When You Need It

Apply now to get business funding as fast as two business days.

See how much financing you can qualify for with our calculator.

Borrow up to $750,000 with FinTap for trucking companies.

Here's a look at the payments you might expect

A typical rate is a rate that 51% of our customers could expect to receive.

Get the Funding Your Trucking Company Needs

Even the smallest trucking companies need a second chance when it comes to securing funding. With FinTap, having bad credit isn’t a deal breaker. We look at the full picture to offer the financing you need without the stress of strict repayment terms.

With FinTap, you can borrow exactly what you need and access your funds in as little as two business days. Plus, you’ll never pay processing fees or hidden costs.

Have Truck Financing Questions? We Can Help.

Securing financing for your trucking company – even with a poor credit score – doesn’t have to be complicated. See the Frequently Asked Questions below to get the answers you need or Contact Us directly.

Most traditional lenders – like banks and credit unions – require a credit score of 650 or higher in order to qualify you for a business loan. At FinTap, however, we offer trucking company financing to owner-operators with fair to poor credit standing. We look at the full picture to offer you the financing you need with a repayment plan you can afford.

The required down payment for a trucking business loan will vary from lender to lender. With FinTap, you won’t have to pay anything up-front – no origination fees or processing fees. Simply apply, get accepted, and the funds will be deposited into your business bank account.

Getting a trucking business loan with bad credit isn’t always easy, especially since most traditional lenders require a credit score of 650 or above in order to qualify. The good news that there are alternative financing options available – such as microloans, short-term loans, and revenue based financing (RBF) – to get you the financing you need. FinTap offers RBF to help owner operators get funding, even with a poor credit score.