Construction Company Financing

Need working capital for your construction business? FinTap provides flexible and convenient revenue based financing (RBF) to help your construction company grow.

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Need Help Financing Your Construction Company?

As a construction company owner, you provide a valuable service to homeowners and business owners in your area. But scaling your company––or even getting it off the ground––isn’t always easy, especially if you’re struggling to get the working capital you need.

While many business owners choose to bootstrap it from the beginning, many others know that it takes money to make money. Applying for a construction company loan or other types of financing is a necessity if you’re not able to fund your startup out of pocket.

The good news is, you have options. At FinTap, we provide flexible financing for construction companies up to $750,000 – with no up-front fees. With FinTap, you can get the working capital you need without the stress.

  • Apply in Minutes
  • No Up-Front Fees
  • Get Funding in 2 Business Days*

Construction Business Financing Up to $750,000

FinTap provides revenue based financing to help you fund your construction business. This means we provide up-front working capital – up to $750,000 – based on your business receivables. With revenue based financing, you get the funding you need with flexible repayment terms you can afford.

If you are looking for simple construction company financing even with a bad credit score, FinTap is here to help. No matter what your credit history, we’ll listen to your story and work to get you funding you need, fast.

How it Works

Most small business owners turn to traditional lenders in order to secure a small business loan, but many hit frustrating roadblocks along the way. Many times, business owners can get turned down for traditional loans due to poor credit or having a limited credit history.

FinTap is different in that we take many factors into account––beyond credit score––to determine your eligibility for business financing. We offer flexible, alternative financing regardless of your credit history. Our goal is to deliver the most cost-effective option without overburdening your business with massive fees or high interest rates.

With revenue based financing, what you borrow is deposited right into your business bank account so you have the funds you need right away. That way, you can start investing into your business and be well on your way to taking on more construction projects.

  • Financing Up to $750,000
  • 6 to 12-month terms
  • No Sign-Up fees
  • Flexible Repayment Plans
  • Working Capital When You Need It

Apply now to get business funding as fast as two business days.

See how much financing you can qualify for with our calculator.

Borrow up to $750,000 with FinTap for construction companies.

Here's a look at the payments you might expect

A typical rate is a rate that 51% of our customers could expect to receive.

Get the Working Capital Your Construction Company Needs

Running a construction business requires an investment––from acquiring equipment to leasing an office space to hiring employees. Most new business owners don’t have this working capital already in their pocket, so it’s often necessary to apply for loans or other financing options.

With FinTap, having bad or no credit isn’t a deal breaker when it comes to getting the financing you need. With us, you can ditch the traditional lenders and get sizable financing without the strict repayment terms.

Need funding fast? We provide exactly what you need and make your funds available in as little as two business days. Plus, you’ll never have to pay processing fees or hidden costs.

Have Construction Company Financing Questions? We Can Help.

Securing financing for your construction company doesn’t have to be complicated. See our Frequently Asked Questions section below to get the answers you need or Contact Us directly.

Most traditional lenders require a credit score of 650 or higher in order to qualify you for a construction company loan. This can be a struggle for business owners who have no credit history or a low credit score. At FinTap, however, we offer financing to business owners regardless of their credit history. We look at a range of factors to offer you the financing you need with a repayment plan you can actually afford.

The required down payment for a small business loan varies from lender to lender. Your best bet is to discuss the terms with your chosen lender or look into alternative options where a down payment isn’t required. In fact, with FinTap, you won’t have to pay anything up-front in order to secure funding. Simply apply, get accepted, and the funds will be deposited directly into your bank account.

Getting a construction business loan with bad credit can be difficult, as many lenders require a credit score of 650 or higher in order to qualify you for financing. Fortunately, there are alternative financing options available, such as microloans and revenue based financing, to provide the financing you need. FinTap offers revenue based financing (RBF) to provide you with financing, regardless of your credit score.