Pharmacy Business Financing

Need money for working capital or growth for your pharmacy business? FinTap offers flexible small business financing to pharmacy business owners, even with bad credit.

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Need Help Financing Your Pharmacy Business?

It may seem difficult to compete with the larger pharmacies like Walgreens or CVS, but small, independent pharmacies are needed to provide personalized services to their communities. If you are starting a pharmacy – or need help financing your existing pharmacy – know that there are options beyond the traditional lenders.

At FinTap, we help pharmacies get the funding they need to thrive. Looking beyond credit score, we offer flexible options for business owners who may have a less-than stellar credit history. With our small business financing, you get the funding you need with a repayment plan you can afford.

  • Apply in Minutes
  • No Up-Front Fees
  • Get Funding in 2 Business Days*

Pharmacy Business Financing Up to $500,000

FinTap offers pharmacy small business financing in the form of merchant cash advances (MCAs). This means we provide capital – up to $500,000 – based on your pharmacy business receivables. That way, you get the money you need without feeling overburdened by massive payments.

If you are looking for pharmacy business financing with bad credit, FinTap is here to help. No matter what your credit history, we’ll listen to your story and come up with a financial solution that suits your needs.

How it Works

Traditional lenders often have strict credit score requirements in order to qualify you for a small business loan. Even if you are able to get a loan with bad credit, you’ll likely be saddled with high interest rates and large monthly payments.

FinTap does things differently. We look beyond credit score to offer the most cost-effective financing without overwhelming your business with massive fees or high interest rates.

Even better, your funds will be deposited directly into your business bank account so you get the funds you need, fast.

  • Financing Up to $500,000
  • 6 to 12-month terms
  • No Sign-Up fees
  • Flexible Repayment Plans
  • Working Capital When You Need It

Apply now to get business funding as fast as two business days.

See how much financing you can qualify for with our calculator.

Borrow up to $500,000 with FinTap for pharmacies.

Here's a look at the payments you might expect

A typical rate is a rate that 51% of our customers could expect to receive.

Apply for Pharmacy Small Business Financing Today

Whether you need pharmacy equipment financing, funding to hire staff, or capital to cover a range of other costs, FinTap is here for you. An affordable pharmacy MCA could fill financial gaps within your business to help you reach that next level of success.

Apply today to get the financing you need and access your funds in as little as two business days. With FinTap, you’ll never pay processing fees or any hidden costs – guaranteed.

Have Pharmacy Financing Questions? We Can Help.

Having a bad credit score doesn’t have to hold you back from getting the pharmacy business loan you need. See our Frequently Asked Questions section below to get the answers or Contact Us directly for more information.

Most banks and credit unions require a credit score of 650 or higher in order to qualify you for a small business loan. Even if you are approved for a loan with a low credit score, this loan will often come with high interest rates and/or an expensive repayment plan. With FinTap, we accept applications from business owners with bad credit and help them secure alternative financing with affordable repayment options.

Some lenders require a down payment when you qualify for a business loan and some do not. The amount required will vary from lender to lender. With FinTap, there is no down payment required in order to secure pharmacy business financing. In finding financing, it’s recommended that you research your options to find the funding you need with terms you can afford.

Having bad credit can hurt your chances of getting a pharmacy business loan, but it’s not always a deal breaker. While many lenders turn away business owners with bad credit, there are alternative options available. FinTap offers funding in the form of merchant cash advances based on your business receivables, not just your credit score. We provide funding up to $500,000, regardless of your credit history.